i bought my 995 back in the early '90s. it was somewhere around $180.00 from a shop than was not known for being inexpensive. it had one of those butt ugly stocks, and the receiver shroud is/was held in place with e-clips. i almost immediately took off the sights and bolted on a cheap BSA red dot.
the little carbine has been a real trooper. very accurate and one of my favorite range toys. i have never ever had an issue with quality ammo. any failure was do to bad ammo. much 'funner' to shoot than my very expensive AR which has loads of bells and whistles.
after many years, the butt ugly stock broke. i don't know why, i did not drop it or abuse it in any way. i knew hi-point would replace the stock, but i feared they would replace the butt ugly stock with another butt ugly stock. so i ordered one of the super cool tactile stocks with the springy butt. it only cost $40.00 [then], with free shipping!, no less. i was/am as happy as a clam at high tide.
i admit, i am not a real fan of the takedown procedure for cleaning. those e-clips are a PITA, putting it mildly.
i am proud to own it and seldom pass up the chance to show it off to shootin' buddies.
when availability becomes better, i plan to get one in either 10MM or .45ACP, i still am having a hard time deciding.