SO, last Wednesday evening my wife got an Email saying a PayPal payment was authorized to Woot for about $3,700. Yikes. PayPal is directly attached to our one and only checking account. We only had about $50 in it and payday was Tuesday. I get direct deposit. The wife contacts PayPal and Woot and both say they can't do anything. I call the bank Thursday and they said since it would take our account so far negative, it would just be declined. Anyone want to guess what happened on Friday? If your guess was our account went WAY negative, you'd be right. Thankfully i had pulled some cash out Wednesday after work for something for teh wife-she had sold something on Ebay and had money in PayPal she transferred that I pulled out. That money was something she was saving for something for the girls. But, at least it was cash to go on. So, we call the bank, they say they'll return it. We also got hit with a $29 NSF fee too and the bank said they'd take care of it. So, the account gets fixed Monday, except for the fee. Paycheck goes in Tuesday, all is well, bank says they are returning the fee. On Wednesday the wife gets an email from PayPal saying they were putting the transaction through AGAIN. So Thursday the wife calls the bank and says they will do a stop payment. I run over on lunch and sign the paperwork and pull out enough cash to cover the mortgage, a graduation gift for a good friend's son and something else. I do the checkbook Thursday night (we use our debit card for everything and I always balance all receipts against the bank's website) and all is well-except still waiting to get the fee. Paid a few bills online. Friday....we got a small check in the mail. Stop to deposit that and then pull the cash out. Yup, insufficient funds. The bank let it go through AGAIN So, now, we had to use the mortgage money to get buy on over the weekend. Will probably get hit with one or two more fees for the bills I paid. Bank says they will take care of those, but it can take a week. NetFlix cancelled since it auto-deducts and the money isn't in there-no biggie, just an inconvenience. Oy veh, want an interesting week. But, on Friday, we were able to help our friends get ready for their 4th of July and graduation party for their son and we were able to go on Saturday and have a great time, and still give him a nice graduation gift. God is good Had Friday off paid and took Monday off-taking the girls fishing. All in all, it could be worse.