Most people, can't hit the paper at 10 yards with a handgun. Most people don't know how to shoot a handgun. Now, teach them, and they can hit the paper.
I don't know who you hang out with, but I was one of about 6 people in my division at basic that could come close to a 3in group at 15 yards when we first started shooting. A 3 inch group with a handgun is decent shooting, and most people aren't decent shots. Thats why I feel confident if I ever get in a situation where some guy has a gun on me, he probably won't be able to hit me unless its with a lucky shot.