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If ammo cost, or ATI stock upgrade ability are your main concerns go with the 995. If you want more knock down power for hunting, last round bolt hold-open, or magazine compatibility between carbine and JCP 40 pistol get the 4095.

If you find yourself gravitating to one caliber or another while checking out pistols in general, pick the one you gravitate to, chances are you'll eventually get a pistol of that caliber anyway and have a matching carbine for it.
 
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