Now come off your high horse on Bonds Mole. Not all Bond Funds are what you call junk. I have many bond funds and yes they do pay less right now today. However, screw your comments on them. I still have income that exceeds my every day expenses over any 12 month period so far. And, they are a safe haven for wife and I. If you think they are all junk, it just shows me you have NO idea what you are taking about once again.