I have slept ON both my .40 HP and my 995, in a tent. Safety off, gun in hand, trigger finger under the trigger guard.
Yeah Yeah, "that's a good way to shoot yourself". I know, but on two different occasions I have been in a tent, in an area with soooo many coyotes, that they were running through the camp knocking things over after the fire died down.
I've personally seen packs of 3-5 coyotes go after a man. When I was much younger, my uncle and I were bowhunting, I was in a tree stand and he was on the ground. Pack of coyotes started stalking him, from the tree I could see them circling and darting and so on. I yelled, he started running, and he got on the ladder for the tree stand, and a couple actually jumped up and nipped at his boot.
I was so freaked out, I kind of froze up.
Neither of us had a gun, just knives and bows. He actually turned around on the ladder, slotted and fired an arrow, and killed one coyote with an arrow from about 15 feet. He was just pissed and scared and wasn't goin down without a fight lol. I was very impressed that day.
So now, if I feel I need to, I can, will, and have slept safety off hand hot, and woke up the next morning alive and well and with all my parts intact and the same number of rounds in the magazine that I started with the night before.
At home, the .40 stays holster ready in the middle closet between the kitchen and the living room, perfect dash distance for the bottom floor.
The c9 stays holstered, magazine filled but in the magazine pocket of the holster, in the drawer next to the bed. The kids spend more time upstairs unsupervised, and even with all the training and teaching and preaching, I still leave the magazine out cause neither of them can cycle it on their own without a little help.
All the other firearms stay in the lock closet in locked cases, or with trigger locks on them.