I suppose I can let the cat out of the bag now that we got the official word. We received word earlier this month that we were approved for a $90k FHA first time home buyers loan so we started looking for property outside of NY. My buddy John lives out in CO and he hooked me up with his realtor and I told them I was looking for something with 5+br, 2+ba, and a little bit of land to go with it. Sounds like a REALLY tall order for only $90k right? We found a property that was a little out of our price range but had been sitting on the market for almost 5 months and the seller had been knocking the price down by $10k every month in an effort to sell it. The realtor said he would check on the property and we got the official word today that the seller was willing to enter negotiations with us and our lender was willing to up our loan a bit if necessary, so we authorized our agent to put $1,000 down as "earnest money" to show we were serious. Right now we are in negotiations to purchase a 5br 3ba ranch style stucco house with a 3br 2ba guest house, 2 single-car detached garages, 4-car detached garage, 3-car detached carport, 2-car detached carport, 3x 15'x20' stucco storage buildings, 60'x40' barn and horse stables, and 6 other unclassified outbuildings all sitting on 40 acres with the ability to subdivide the land in since it was originally purchased as a 30 acre parcel and a separate 10 acre parcel. Obviously I'll have to make a trip out there to inspect the property before we sign anything, and my buddy John is willing to help me make any repairs needed before I bring the family out. If all goes well, by June I should be out in CO with the first truck and trailer load of gear to start getting the property prepped for the big move so I can get the rest of the family settled in by August 1st.