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I just bought my JCP .40 about a month or so ago from a shop here in Ohio for $120 used with one mag and no ammo or anything like that with it. So I think you got a pretty decent deal, it definitely could've been a lot worse. I also have a 995 and have been looking for a C9 but there hasn't been any good deals I've wanted to jump at yet. Luckily there's a gun show coming up this weekend. Enjoy your .40. I absolutely love mine.
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