We bought a new 2020 Kia Sportage just 2 weeks before the Covid Shutdown. Got a great price and 0% financing. We can sell it for more than we paid for it even with 20K miles on it.
Can't beat that with a stick.
Can't beat that with a stick.
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Get a beater and invest the gains in silver, gold amd ammo
Good on ya Kirk, most people I would warn against buying new but #1 this is an unprecedented market in unpredictable times, #2 its you, and I'm pretty sure your finances are in order, you have a very secure job and 2 good incomes... checks all the boxes.
That being said, most HP folks are not spendthrifts anyway :rotfl:
I'm going RAMSEY like Swaga did, but then again I was among the worst I've met.
Dave Ramsey's basis for not buying new is that cars don't hold their value. Ours went up.Get a beater and invest the gains in silver, gold amd ammo
Good on ya Kirk, most people I would warn against buying new but #1 this is an unprecedented market in unpredictable times, #2 its you, and I'm pretty sure your finances are in order, you have a very secure job and 2 good incomes... checks all the boxes.
That being said, most HP folks are not spendthrifts anyway :rotfl:
I'm going RAMSEY like Swaga did, but then again I was among the worst I've met.
We also keep our cars till they die. The Sportage replaced a 1998 F150.
Gold as an investment?? Not me. I remember when Gold hit $700 an ounce in the early '80s. Its about double that now. Pretty poor long term investment compared to my stock market returns over the same time.
Use that gold/silver to buy foodstuffs and luxury items for resale/barter.Get a beater and invest the gains in silver, gold amd ammo
Good on ya Kirk, most people I would warn against buying new but #1 this is an unprecedented market in unpredictable times, #2 its you, and I'm pretty sure your finances are in order, you have a very secure job and 2 good incomes... checks all the boxes.
That being said, most HP folks are not spendthrifts anyway :rotfl:
I'm going RAMSEY like Swaga did, but then again I was among the worst I've met.
When one egg cost you a Krugerrand, you'll understand.
eldar
Zombie, moona, Zombies!! It's the newest imported virus - the Covid Zombie varient. But don't worry, there'llbe a vaccine in 3-4 days, after great research by Lord
Fa-tuchi
@MaryB hey looks like I'm prolly gonna need backup in here on precious metals 
@mn_doggie Gold was TRIPLE those prices, dropped back a bit, but the equities are prime for a major correction any time. Gold is now 2.5x the prices you list.
And it's not "propped up" Moonz. In fact, it is propped DOWN
Gold and especially Silver are very low as compared to actual dollars in circulation versus when we were on a precious metals standard. FACTS
@mn_doggie Gold was TRIPLE those prices, dropped back a bit, but the equities are prime for a major correction any time. Gold is now 2.5x the prices you list.
And it's not "propped up" Moonz. In fact, it is propped DOWN
Gold and especially Silver are very low as compared to actual dollars in circulation versus when we were on a precious metals standard. FACTS
We leased a GMC Terrain. It was a “keep the wife happy” thing. I think I’ve got her convinced against that BS for next time.
Point being, it has a dial for selecting 2/4/AWD right by the console lid, behind the cup holders, that I can’t even see without shifting in my seat, the on/off push button is hidden by the steering wheel, and the gear selection is a row of switches over under the heater controls. Push a button for Park, pull another one for reverse, or a different one for Drive, and then there’s another 3 buttons for manual shifting, WAY over on the right side.
So yes. These dials for gears are ridiculous. Utterly stupid.
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My Titan still has the column gear shift, and the manual shifting is a thumb toggle on that. Tow mode is a push button in the end. Easy, intuitive, out of the way. At the time, the Dodge in that price range had the dial. I don’t like it. The 4WD selector is rotary, left and lower than the heater, easy to see and reach.
Our Impala has a center console stick for the auto tranny, but it has the manual controls behind the steering wheel, you use your right hand to toggle up and down. Left hand has radio volume there. I like that arrangement too. The GMC has the radio volume in the same place, but the right side control is “next track” or station on the radio. The school’s Yukon has the same thing, but the 4WD select is way on the left of the dash, low down to where I can’t see it without moving my head.
Some day, all the ergonomic design people are going to share a special place in hell with the guys that design motor layouts to make it hard to work on them, and the people that do freeway exits and merge lanes....
Point being, it has a dial for selecting 2/4/AWD right by the console lid, behind the cup holders, that I can’t even see without shifting in my seat, the on/off push button is hidden by the steering wheel, and the gear selection is a row of switches over under the heater controls. Push a button for Park, pull another one for reverse, or a different one for Drive, and then there’s another 3 buttons for manual shifting, WAY over on the right side.
So yes. These dials for gears are ridiculous. Utterly stupid.
My Titan still has the column gear shift, and the manual shifting is a thumb toggle on that. Tow mode is a push button in the end. Easy, intuitive, out of the way. At the time, the Dodge in that price range had the dial. I don’t like it. The 4WD selector is rotary, left and lower than the heater, easy to see and reach.
Our Impala has a center console stick for the auto tranny, but it has the manual controls behind the steering wheel, you use your right hand to toggle up and down. Left hand has radio volume there. I like that arrangement too. The GMC has the radio volume in the same place, but the right side control is “next track” or station on the radio. The school’s Yukon has the same thing, but the 4WD select is way on the left of the dash, low down to where I can’t see it without moving my head.
Some day, all the ergonomic design people are going to share a special place in hell with the guys that design motor layouts to make it hard to work on them, and the people that do freeway exits and merge lanes....
And have you been following Dave Ramsey long enough to know what he says about investing in precious metals?@MaryB hey looks like I'm prolly gonna need backup in here on precious metals
@mn_doggie Gold was TRIPLE those prices, dropped back a bit, but the equities are prime for a major correction any time. Gold is now 2.5x the prices you list.
And it's not "propped up" Moonz. In fact, it is propped DOWN
Gold and especially Silver are very low as compared to actual dollars in circulation versus when we were on a precious metals standard. FACTS
Buy all the gold and silver you want...
I won't invest in any.
Ramsey is also against Crypto, (bitcoin, etc) and those, along with precious metals are all hedges against economic collapse. I've done well with all of these, but I was also ahead of the games we've seen in the last 13 years.
Even the most conservative "balanced" investment gurus call for some exposure to precious metals. Usually 10%
I'm still in the markets too, along with the above mentioned items. But like I said, I was ahead of the curve and have done well. Further economic turmoil will happen, at least before it all gets better. Or do you trust the commies to keep your nest egg safe?
That is my biggest concern, but all the .GOV spending also predicts huge market gains, because all the QE monies are specifically for propping up Stocks, and to a lesser extent, Bonds. So I'm making that general play too.
I just already have a safe seat, once the music stops.
The professional investment "gurus" espousing 0% in precious metals are idiots, or have an exit plan... which is probably criminal.
I noticed you bought at $5 (1976) but didn't sell @$50 in 1980, nor 2011. Long term holding is likely not gonna sell at the peaks. But you've done well
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