I don't know how many of you know this but , Paypal TOS strictly says that you can not charge a surcharge for accepting paypal as payment. Paypal is closing accounts of people who are charging a surcharge for using paypal. I have noticed that several merchants are charging surcharges. There are also several states that have laws against surcharges not all states but many do. Also Visa & Mastercard prohibit surcharges as well. This applies to using paypal,obopay and the many others out there.