Even if you don't have a mortgage with Wells Fargo, if you have accounts with them etc watch your statements. I am willing to bet Bank of America will be doing this too. I had a run in with B o A in 2005. They were jerks. Watch this to the end. One thing he didn't mention is the possibility of them taking your funds for a "bail in" when things go really South.
Wells Fargo's practice of opening accounts in customers' names without their permission, just to pump their new account opening numbers, pretty much tells the story about that crap institution.
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