Having been through this process 4 times in the last 2 mos, and had my app delayed every time for who knows why, you need to ask the gun shop what their policy is on delays. By federal law, FFL dealers are allowed to transfer the gun in 3 business days if there is not an outright denial. Some will, some won't, so ask in advance. If they won't, I go somewhere else or have them transfer it to someone who will. It's not that they're being buttheads, they are just covering their ass in the event something happens in the future. My guy will do a handgun trasfer for $10, but I try to do all my business with him. If he does a transfer for me, I'll buy all my ammo from him....